If you or a family member has suffered an injury while working in construction, there may be multiple legal routes to obtaining monetary relief. Typically, an injury is covered by workers’ compensation insurance held by the employer, but the injured person may also hold other parties accountable through personal injury actions. A recent unpublished Massachusetts case, Leahy v. Daniel O’Connell’s Sons, Inc. (14-P-1215), looks at suits filed by an injured subcontractor employee as well as the suits filed by his employer, all stemming from his injury. The injured worker was on a break and sitting on a pallet when a previously installed limestone panel fell on him, crushing his legs and arm. These injuries caused serious and permanent damage.
The injured worker filed a personal injury suit against the general contractor, the masonry company that was installing the limestone, the insurance company insuring the masonry, and other subcontractors on the job. The general contractor filed a third-party complaint against the injured worker’s employer and the insurance company used by the property owners to cover the general contractor and its workers. The general contractor also filed against the subcontractor and its policy, also alleging they were owed indemnification. The general contractor felt the insurance company was obligated to indemnify them in the subcontracting injured worker’s suit, since the work was part of the project covered by the umbrella insurance policy.
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Massachusetts Injury Lawyers Blog

